When you need someone who’s done it before.
Twenty years of building, scaling and selling fintech businesses, now put to work on the projects that matter: launching products, entering new markets, moving upmarket, raising capital and tightening operations.
“I’d back him again tomorrow.”Barbod Namini · General Partner, HV Capital
Rvvup / Zopa
Vouched for
“Drive, product vision, and a team that would follow him anywhere. I’d back him again tomorrow.”
“We backed David at Rvvup, and he delivered what you hope for as an investor: a high-quality product, a team to match, and relentless execution through a very tough fintech market. He made the right and sometimes hard calls to keep the business growing and thriving, all the way to a successful exit to Zopa Group PLC. Drive, product vision, and a team that would follow him anywhere. I’d back him again tomorrow.”
“Straightforward in the deal, and true to his word after it.”
“We acquired Rvvup in 2025 because David had built a strong product and team that were very complementary to our product strategy. What stood out was how he handled everything after the deal: he stayed close, handed over properly and delivered what he had committed to, in full, while helping his team settle into a much larger organisation. Straightforward in the deal, and true to his word after it.”
“Few operators combine standards and drive the way he does.”
“David worked for me at Braintree, where he built our European business from nothing to 40 markets, processing billions a year and winning many of the biggest brands and merchants in Europe. He builds teams and processes that last, holds a genuinely high bar, and does it with a discipline, and a decency, that makes people want to work for him. Few operators combine standards and drive the way he does.”
“If you need something done, fast and to the highest standard, call David.”
“I led worldwide sales at Braintree and promoted David from running Europe to running Europe and Asia-Pacific, building and scaling revenue teams across regions and cultures as he went. I’ve worked with a lot of revenue leaders; there’s no better team builder or executor out there. If you need something done, fast and to the highest standard, call David.”
“Demanding, straight with you, loyal to his people. I can’t recommend him highly enough.”
“I was David’s CTO at Rvvup. He is the clearest founder I have built for: deep in the product and the market, quick to decide, and then he defends the space for the team to do the work. Through the toughest fintech market I have seen he kept us funded, focused and shipping, growing the business all the way to the exit to Zopa. Demanding, straight with you, loyal to his people. I can’t recommend him highly enough.”
“Hands-on, rigorous on the numbers, and generous with what he knows.”
“After we acquired Rvvup, David got involved right across our business, working closely with the key teams. He made sure Rvvup beat its volume target, supported the integration into Zopa, and worked side by side with my commercial team to build a high-performing sales organisation, with effective sales targets and the compensation and career frameworks to back them. Hands-on, rigorous on the numbers, and generous with what he knows.”
“The vision and speed of a founder with the discipline of a business leader.”
“Working with David at Rvvup, I saw a founder who understood both the commercial opportunity and the financial discipline needed to pursue it. He welcomes challenge, makes difficult decisions and follows through. The vision and speed of a founder with the discipline of a business leader.”
What needs to move forward?
Raise funding
A clearer investor story, stronger pitch materials and numbers you can defend.
Reduce costs
Find what to cut, protect what matters and make your cash last longer.
Win bigger customers
Sharpen your website, sales story and approach for enterprise buyers.
Launch your product
Make the value clear and give your team a plan to reach the right customers.
Get a second opinion
An experienced view of your plan, your risks and what to tackle first.
Enter a new market
A practical route into the Gulf or South-East Asia, with the right introductions.
Tell me what’s getting in the way. I’ll come back within one working day.
Let’s talkRead it. Fix it. Hand it over.
- Pressure
Revenue isn’t where it needs to be. Costs haven’t waited.
- Diagnosis
What needs to change?
- Action
A clearer offer. A stronger sales story. A tighter operating plan.
- Resolution
Clear decisions. Work delivered.
A short looping film. Revenue falls short while costs keep rising, and the picture turns red. Pipeline, positioning and operating costs are diagnosed. Then the work arrives one piece at a time: a more compelling site, a sales story with proof, and an operating plan with milestones. Each is ticked off, and the picture turns green as revenue climbs clear of costs.
The Read
- Everything on the table: numbers, product, site, pipeline, people
- A written verdict: what's wrong, ranked and costed
- A readout call to argue with it
- A quote for the Project, or an honest "you don't need me"
The Project
- Named outcomes on the problems the Read put at the top
- I do the building, with one point of contact on your side
- Weekly written status, decisions made with you at every gate
- Handed over documented, so it keeps working when I go
The Seat
- Someone who already knows the business
- Monthly or quarterly cadence
- Available between meetings for the calls that can't wait
- Governed like a board role, not a consulting contract
Priced on the problem.
You pay for what getting it right is worth, not a day rate. A fixed price or a monthly retainer, agreed before work starts.
Built to hand over.
Everything I build is documented and handed over in full. If I stay, it’s for the next problem, not because you’re stuck.
Two at a time.
Special projects don’t survive being one of twelve. Two at once, no more, and a waiting list rather than a diluted job.
Real or cut.
Every claim here is real, or it was cut. Same standard in the work: no invented numbers, no guesses dressed as facts.
Built, scaled and sold. Now helping others do the same.
Acquired 2025Founded, raised $20m from HV Capital and Lakestar, sold to a PLC. 12-month earn-out completed in full.
Employee #3Built the European business from scratch over seven years, then ran Europe and Asia-Pacific.
Live nowAn AI FP&A product for SaaS founders, built and operated solo. The working lab for everything on this page.Braintree / PayPal: employee #3, then General Manager of Europe & APAC
Joined before the product had a European customer. Built Europe from zero, then ran Europe and APAC, processing billions a year and winning many of the largest brands and merchants in the market. Seven years of hypergrowth inside one of the most demanding commercial cultures in fintech, where "production-grade" and "enterprise-ready" were the entry requirements, not the goal.
Rvvup: Founder and CEO Sold
Founded, raised $20m from HV Capital and Lakestar, and built one payments platform across three rails that had never sat together: card, bank and blockchain. Cards, mobile wallets, buy now pay later, open banking and crypto in a single integration, plus tools built for the B2B merchants online commerce had left behind, from payment links to ERP integrations. Acquired by Zopa Group in August 2025.
Rvvup Tech Ltd: incorporated in the DIFC
Set up to support Rvvup’s planned expansion into the UAE and Singapore. It stayed outside Zopa’s acquisition of the UK business, Rvvup Limited, and is now the company behind the projects on this page.
CFOVUE, Inc: built and operated solo Live
Founders and business owners need a clear view of the numbers that matter. Born from that frustration, CFOVUE brings together cash and runway visibility, forecasting and planning, cap table insights and investor-ready reports. Built and run solo, from product development to marketing and sales.
Board and investor side
Board member and angel investor at ZBD, the Series C fintech building the money layer for games, and adviser to other fintech and software companies. Has sat through the board meeting where the plan meets reality from every seat at the table: founder, executive, investor. The second-opinion work is written from all three.
Why him.
A real exit
Founded a payments fintech, raised $20m and sold it to a PLC in 2025, with the earn-out completed on full terms.
Deep corporate commercial
Employee #3 to General Manager of Europe & APAC at Braintree-PayPal. Knows what enterprise buyers and boards expect.
Current practitioner
Operates a live software business solo, on today's tools. Shipped, charged and diagnosed a funnel this month.
Exit, scale and current practice, in one operator.
Describe the problem.
One email: what's wrong, what it's costing you, and when it has to be fixed by. You'll have an answer within one working day. If it's a fit, that answer is a proposed Read with a fee and a start date. If it isn't, it's a straight no and, where I can, a better name.